BAGHDAD, IRAQ – MARCH 11: An Iraqi employee of Warka Bank for Investment and Finance shows how to use credit/debit cards machine on March 11, 2008 in Baghdad, Iraq. Warka Bank for Investment and Finance and other Iraqi banks have started issuing credit/debit cards in Baghdad, installing teller machines in selected places in the capital in a move to encourage Iraqis to accept the cards and surmount their repugnance to anything but cash. (Photo by Wathiq Khuzaie /Getty Images)